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Pensacola,FL 32507
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14390 Semmes St, Pensacola FL 32507
2 baths · - parking spaces · 2 bedrooms
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FOR SALE - ACTIVE

14390 Semmes St, Pensacola FL 32507

2
Beds
2
Bathrooms
Driveway
1279 sq.ft
2009
About this place
***Charming Beach Bungalow – Just Half a Mile to the Sand!*** Welcome to your laid-back coastal retreat—where comfort meets convenience just half a mile from public beach access! This beautifully maintained 2-bedroom, 2.5-bathroom bungalow offers 1,279 sq. ft. of thoughtfully designed living space on a 0.26-acre lot, blending relaxation and functionality. Built in 2009, this home features an open floor plan with luxury vinyl plank flooring, a bright and airy living area, and plenty of natural light. A full kitchen with wood cabinets, matching appliances, and a cold water filtration system provides everything you need. Need extra storage? There’s bonus space under the stairs to keep things organized. Step outside to unwind on the large screened-in porch, where you can soak in the peaceful natural setting and watch the local wildlife. The primary bedroom offers high ceilings, private access to a screened-in side porch—perfect for enjoying your morning coffee. Upstairs, a guest bedroom and full bath provide privacy and partial Intracoastal Waterway views. This home is built for durability and efficiency, featuring a 2021 metal roof with a 40-year warranty, hurricane impact windows and doors, and two Ductless Mini Split System heating & cooling units (2016 & 2021). Outside, the low-maintenance yard includes an anchored outdoor shed on a 13x9 concrete slab, great for extra storage or a small workshop. And with NO HOA, you have the freedom to make this bungalow truly your own. Whether you're looking for a full-time residence or the ultimate beach getaway, this home has it all. And hey, this isn’t just a beach house—it’s a way of life, man. Schedule your showing today!
Property Highlights
Property type
Single Family Residence
year built
2009
County
Escambia
city
Pensacola
bedrooms
2
baths
2
Parking
Driveway
Square feet
1279 sq.ft
Lot size area
0.26
Lot size dimensions
-
Waterfront
No
Exterior Features
roof
Metal
Construction features
Frame
exterior
-
pool
No
Interior Features
cooling
Yes
floors
Vinyl
Interior features
Ceiling Fan(s),Plant Ledges
ftr appliance
Electric Water Heater,Dishwasher,Refrigerator
Dining type
-
cooling
Yes
design
-
Show 20+ more property details
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Property info
status
Active
acreage
0.26
baths full
2
baths half
1
Latitude
30.300783
Longitude
-87.444699
elementary school
Hellen Caro
appliance
Electric Water Heater,Dishwasher,Refrigerator
Construction status
No
Construction features
Frame
cooling
Yes
design
-
Dining type
-
energy
-
exterior
-
floors
Vinyl
heating
Yes
Interior features
Ceiling Fan(s),Plant Ledges
Lot
-
miscequipment
-
Master bathroom description
-
ftr mstr bdrm desc
-
Current price
398000
pool
No
roof
Metal
ftr siding
-
style
-
waterfront
No
high school
Escambia
middle school
BAILEY
street name
Semmes St
street number
14390
subdivision
Gulf Beach
tot heat sqft
Square Feet
zip
32507
Days on market
55
Association
No
Association fee
-
/year
Electric
Circuit Breakers
Construction Materials
Frame
Siding
-
Laundry Features
W/D Hookups

14390 Semmes St, Pensacola FL 32507 is located in

Directions
Directions
From Pensacola Hwy 292 west over Theo Barrs Bridge continue two miles take right on River Road Semmes St. /2 mile on right. From Alabama pass Flora Bama east on Perdido Key Drive take left onto River Road Semmes St 1/2 mile on right.
Elementary School
Hellen Caro
Middle School
BAILEY
High School
Escambia

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Loan term
0 Years
Interest
0 %
Property price
$0
Down payment
0%
$0
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$250 per month
This estimated monthly payment is for reference purposes only, based on a 7.5% interest rate, a 20% down payment, and a 30-year loan term. Actual rates, terms, and payments may vary. For personalized mortgage details, please consult a financial professional or reach out to us for assistance via our contact page.
30 year fixed, 7.25% interest
398000
Est. payment $2500/ mo
This estimated monthly payment is for reference purposes only, based on a 7.5% interest rate, a 20% down payment, and a 30-year loan term. Actual rates, terms, and payments may vary. For personalized mortgage details, please consult a financial professional or reach out to us for assistance via our contact page.

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Frequently asked questions

Find fast answers to common questions about our home search and buying process. For more details, contact our team.

What should I consider when buying a home in Pensacola?

When buying a home in Pensacola, consider factors like proximity to schools, work, and amenities, as well as property taxes and the long-term value of the neighborhood. Pensacola offers diverse housing options, from coastal living to suburban communities. At StraightForward Realty, we guide buyers through understanding local market trends and finding the right fit.

What’s the home-buying process in Gulf Breeze?

The home-buying process in Gulf Breeze typically begins with securing financing, followed by finding a home that suits your needs. Once you’ve found a property, you’ll make an offer, complete inspections, and finalize the mortgage. StraightForward Realty helps simplify this process, ensuring you find the perfect Gulf Breeze home while navigating negotiations and paperwork.

How can I find the best beachfront properties in Pensacola Beach?

Beachfront properties in Pensacola Beach are highly sought after, so working with a local expert is key. StraightForward Realty has access to the latest listings and can help you act quickly when properties hit the market. We can also guide you through zoning laws, insurance requirements, and property maintenance unique to beachfront homes.

What are the best neighborhoods for families in Pace?

Pace is known for its family-friendly neighborhoods, with highly rated schools, parks, and a close-knit community feel. Some of the best neighborhoods for families include Stonebrook Village and North Harbor. StraightForward Realty can help you explore these areas, providing insights into school districts, amenities, and property values.

What’s the average home price in Milton, FL?

The average home price in Milton varies depending on location, size, and amenities. Currently, homes range from $200,000 to $400,000, with properties near parks or schools generally commanding higher prices. StraightForward Realty will help you understand market trends and secure the best deal based on your budget and preferences.

How do I get pre-approved for a mortgage in Cantonment?

Getting pre-approved for a mortgage in Cantonment involves submitting financial documents such as tax returns, bank statements, and credit reports to a lender. Pre-approval helps streamline the buying process and makes you a more attractive buyer. StraightForward Realty can connect you with trusted local lenders to help you get pre-approved.

Are there any first-time homebuyer programs in Pensacola?

Yes, Pensacola offers several first-time homebuyer programs, including down payment assistance and favorable loan terms. These programs can help lower your upfront costs and make homeownership more accessible. StraightForward Realty will guide you through eligibility requirements and help you take advantage of these programs.

What should I look for in a Gulf Breeze investment property?

When searching for investment properties in Gulf Breeze, consider factors like location, rental demand, and potential for property appreciation. Gulf Breeze is popular for vacation rentals, making beachfront properties and homes near attractions ideal for investors. StraightForward Realty provides insights into local rental markets and helps you make informed decisions.

How long does it take to close on a home in Pensacola Beach?

Closing on a home in Pensacola Beach typically takes 30-45 days, depending on the complexity of the transaction and financing. To ensure a smooth closing, it's important to work with local experts familiar with the area. StraightForward Realty coordinates with lenders, inspectors, and title companies to keep everything on track.

What are the property taxes like in Pace, FL?

Property taxes in Pace, FL, are relatively moderate compared to other parts of Florida. They are typically calculated based on the assessed value of your home and any applicable exemptions. StraightForward Realty can help you estimate property taxes for homes you’re interested in, allowing you to factor them into your long-term financial planning.

What is the best time of year to sell a home in Pensacola?

The ideal time to sell a home in Pensacola often depends on market trends, but typically, spring and summer are the best seasons. Warmer weather brings out more buyers, and families prefer to move during this time. That said, each neighborhood, from Gulf Breeze to Milton, can have unique selling windows, so it's important to consult a local real estate expert to get specific insights about your area.

How can I price my home competitively in Gulf Breeze?

To price your Gulf Breeze home competitively, a thorough market analysis is essential. Our team at StraightForward Realty will evaluate recent sales of similar properties in Gulf Breeze, assess your home's condition, and consider neighborhood demand. We aim to set a price that attracts buyers while maximizing your return in this sought-after coastal area.

What are the top features buyers look for in Pensacola Beach homes?

Homes in Pensacola Beach often attract buyers looking for waterfront properties, modern amenities, and proximity to the ocean. Features like updated kitchens, outdoor living spaces, and energy-efficient systems can increase the value of your property. StraightForward Realty can help you highlight these features to appeal to buyers in this unique coastal market.

How do I prepare my home for sale in Pace?

Preparing your home for sale in Pace involves decluttering, making necessary repairs, and staging the property to appeal to local buyers. Since Pace is a family-friendly area, showcasing spaces like family rooms, backyards, and proximity to schools can help attract buyers. We can provide personalized recommendations to help your home shine.

What are the benefits of selling my home with StraightForward Realty?

Selling with StraightForward Realty means working with a team that knows Pensacola, Gulf Breeze, and surrounding areas inside out. We leverage local market expertise, targeted marketing strategies, and strong negotiation skills to ensure your home sells quickly and at the best price. Our local SEO-focused marketing will maximize your listing's visibility to buyers searching in these areas.

How long does it typically take to sell a home in Milton?

Homes in Milton typically sell within 30-60 days, depending on the market, condition of the home, and price point. Homes priced competitively in high-demand areas, like those near local schools and parks, often sell quicker. At StraightForward Realty, we analyze your property's location and market trends to give you a clearer timeframe.

What’s the process of selling a property in Cantonment?

Selling a property in Cantonment involves several steps: determining your home’s value, preparing it for the market, listing it on MLS and other platforms, and negotiating offers. Cantonment has seen steady growth, so it's important to price your property right. StraightForward Realty will handle all aspects of the process, from listing to closing.

Can I sell my rental property in Pensacola while tenants are living in it?

Yes, you can sell a rental property in Pensacola while tenants are still living in it, but it requires careful communication and planning. Florida law provides certain rights to tenants, and StraightForward Realty will guide you through this process while ensuring minimal disruption to your tenants and potential buyers.

Do I need to make repairs before selling my home in Gulf Breeze?

While making repairs can increase the value and appeal of your Gulf Breeze home, it's not always necessary. StraightForward Realty will evaluate the condition of your home and advise on the most cost-effective repairs to help you get the best price. In some cases, selling "as-is" may be the best strategy for a quick sale.

How do I handle multiple offers on my Pensacola Beach property?

Receiving multiple offers on your Pensacola Beach property can be exciting, but it’s important to evaluate each one carefully. StraightForward Realty will help you compare the terms, including price, contingencies, and buyer qualifications, ensuring you select the offer that best meets your needs and timeline.

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